Propact
Draft — pending legal review. This is a working draft, not final or binding. Bracketed placeholders must be completed and the text reviewed by an Australian legal professional before launch.

Terms of Service

Last updated: [to be set on publication]

These Terms govern your use of the Propact website and waitlist, operated by [REGISTERED BUSINESS NAME] (ABN [ABN]). By using the site or joining the waitlist, you agree to these Terms.

1. Eligibility

You must be at least 18 years old and resident in Australia to join the waitlist or use Propact.

2. The service

Propact is software that helps people who co-own property organise and visualise shared costs, mortgage splits, equity, and buyout estimates. During pre-launch, the site offers a waitlist and informational content. Features, pricing, and availability may change.

3. Not financial, legal, or tax advice

Propact provides general information and calculation tools only. It does not provide financial product advice, credit assistance, or legal or tax advice, and is not a substitute for professional advice. See our Disclosures for more.

4. Acceptable use

You agree not to misuse the site, including by attempting to:

  • disrupt, overload, or gain unauthorised access to our systems;
  • submit false, automated, or other people’s details to the waitlist;
  • copy, scrape, or resell our content without permission.

5. Intellectual property

The Propact name, logo, content, and design are owned by us or our licensors. We grant you a limited, personal, non-transferable licence to use the site for its intended purpose.

6. Disclaimers

The site is provided “as is”. To the maximum extent permitted by law, we exclude all warranties not expressly stated. Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy under the Australian Consumer Law that cannot lawfully be excluded.

7. Limitation of liability

To the extent permitted by law, and subject to the Australian Consumer Law, we are not liable for any indirect or consequential loss arising from your use of the site, and our total liability is limited to resupplying the service.

8. Governing law

These Terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.

9. Changes

We may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.

10. Contact

Questions about these Terms: hello@propact.io.